Balance Transfer

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Balance Transfer Form

Transfer your high rate credit card balances and Save!

Member Number(*)

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Last Four Digits of Social Security Number(*)

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Full Name(*)

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E-mail Address(*)

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Daytime Phone(*)

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Last 4 Digits of Your ILWUCU Visa Card Number(*)

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Please contact the credit union at 866.445.9828 to process your balance transfer.

*Indicates a required field

Would you like to input the information or upload your statements?(*)

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Please make sure you submit a photo (JPG) or scan (PDF) of your most current Visa statement. Make sure that your account information is clearly visible. Multiple page PDFs are acceptable, but please be sure they do not exceed 5MB per upload.

Sign the first page of your statement before scanning it or photographing it.
The photo must include the signature and the bottom of the payment stub with the following information:
- The Financial Institution Name
- The Financial Institution Address
- Your Credit Card Number
- Your Total Amount Owed

Card balances to transfer?

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Card Info Scan

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Issuing Institution?(*)

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Payment Address(*)

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Card Type?(*)

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Payment City(*)

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Name EXACTLY as it appears on the card(*)

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Payment State(*)

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Account Number(*)

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Payment Zip(*)

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Balance Transfer Amount(*)

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Issuer Phone Number(*)

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Card Info Scan

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Issuing Institution?(*)

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Payment Address(*)

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Card Type?(*)

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Payment City(*)

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Name EXACTLY as it appears on the card(*)

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Payment State(*)

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Account Number(*)

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Payment Zip(*)

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Balance Transfer Amount(*)

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Issuer Phone Number(*)

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Card Info Scan

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Issuing Institution?(*)

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Payment Address(*)

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Card Type?(*)

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Payment City(*)

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Name EXACTLY as it appears on the card(*)

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Payment State(*)

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Account Number(*)

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Payment Zip(*)

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Balance Transfer Amount(*)

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Issuer Phone Number(*)

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Card Info Scan

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Issuing Institution?(*)

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Payment Address(*)

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Card Type?(*)

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Payment City(*)

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Name EXACTLY as it appears on the card(*)

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Payment State(*)

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Account Number(*)

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Payment Zip(*)

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Balance Transfer Amount(*)

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Issuer Phone Number(*)

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Card Info Scan

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Issuing Institution?(*)

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Payment Address(*)

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Card Type?(*)

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Payment City(*)

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Name EXACTLY as it appears on the card(*)

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Payment State(*)

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Account Number(*)

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Payment Zip(*)

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Balance Transfer Amount(*)

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Issuer Phone Number(*)

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*APR=Annual Percentage Rate. Balances transferred between 2/1/24 and 3/31/24, will qualify for the 2.99% APR through 3/31/25, then standard rates apply. Your account was selected for this promotional offer based on your account status as of 1/10/24. Balance Transfers are subject to review and are limited to the value of your available credit line. Minimum balance transfer amount is $500. Offer expires 3/31/24.

ILWU Credit Union Credit Card Balance Transfer Promotion Terms and Conditions

Transferring Balances: ILWU Credit Union does not charge a balance transfer fee. Please allow 2–3 weeks to process your Balance Transfer request(s). Continue to make all required payments to your other accounts until you confirm the payment for the transferred amount was made. ILWU Credit Union is not responsible for late payments, interest or fees, on your other credit card accounts. We are not authorized to close your other accounts even if you transfer the entire balance. If you want to close the account, you will need to contact the card issuer directly. Balances can be transferred up to your established credit limit. If your balance transfer request exceeds your available credit, we will process your transfers for less than the amount requested, in the order requested or at our discretion.

Important Information About This Offer: Promotional Balance Transfers cannot be used to pay off another ILWU Credit Union loan, credit card or line of credit. There is no fee for the transaction; however, no grace period applies. Balance Transfers accrue interest from the transaction date. Transaction amounts processed from this Balance Transfer form will be applied to your established credit limit and will be charged a 2.99% APR until your statement period beginning in April 2025. After that, you will be charged the standard APR for purchases as described in your loan documents or any subsequent change in terms. Balance Transfers that post after the promotional date will be charged the applicable non-promotional terms stated in your loan documents or any subsequent change in terms or will be declined. Offer, rates, and fees are subject to change. The APR on all other purchase transactions and balances on your account will remain at the applicable rate in accordance with your Credit Card Agreement.

Right to Decline: Under certain circumstances (for example, if your account is past due or over the limit) we may decline to process your Balance Transfer.

Credit Card Agreement: For further details about terms or conditions on your account, please refer to your Credit Card Agreement.

CARGO Rewards Cardholders: CARGO Rewards points will not be awarded on Balance Transfers.

Terms and conditions

Yes, I agree to the terms and conditions.

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