Mohammed Ayala is a Financial Advisor with, and securities and advisory services offered through, LPL Financial, a registered investment advisor, member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. ILWU Credit Union and ILWU CU Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using ILWU CU Investment Services, and are employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, ILWU Credit Union or ILWU CU Investment Services. Securities and insurance offered through LPL or its affiliates are: